Accounts
Accounts
Open a gFinOS account in minutes, get a 12-digit account number, hold your local currency, and add family, staff or business profiles under one identity.
One identity, many profiles
Personal, family, freelance, business, school, charity or government — add profiles as you grow, with their own limits and approvals.
12-digit account number
Share your number, QR code or payment link. Money arrives instantly in your local currency, day or night.
Free to open and hold
No monthly fee, no minimum balance. Businesses accept payments at zero fee and consumers earn cashback.
How it works
A gFinOS account is one financial identity that works for a person, a family, a freelancer, a company, a school, a charity or a government department. You open it once and add profiles as your life or business grows.
Every account receives a 12-digit account number. You share that number, a QR code or a payment link, and money arrives in your local currency.
Your country, language and local currency are detected automatically when you sign up, and you can hold balances in as many currencies as you need side by side.
Identity checks run in the background. Most accounts are approved within minutes, and higher limits unlock as you complete additional verification.
Frequently asked questions
Short answers, written to be read aloud by voice assistants too.
Enter your email, confirm your phone number and complete a short identity check. Your country, language and local currency are detected automatically, and most accounts are approved within minutes.
It is the number you share to get paid. Anyone can send money to it from their own gFinOS account, or scan your QR code, and the money arrives in your local currency instantly.
Yes. You can hold your local currency plus any other currency you use, each with its own balance. Money never moves between currencies unless you ask for it, and you always see the rate before you confirm.
Yes. One identity can hold family profiles, child accounts managed by a guardian, staff members with spending limits, and multiple businesses, each with its own approval levels.
No. gFinOS is a financial operating system. It holds and moves your money, accepts payments and pays out rewards, and works alongside your existing bank when you add funds or withdraw.
Opening and holding an account is free. Businesses accept payments at zero fee, and consumers earn cashback on everyday spending.
Ready in a few minutes
Your country, language and local currency are detected automatically. Zero fees for businesses, cashback for everyday spending.
Get an account