Financing
Loans and financing
See what you can borrow, the rate, the repayment schedule and the approval time up front. Business advances, personal loans, education financing and mortgage eligibility in your local currency.
Offers before you apply
See the eligible amount, the rate, the repayment schedule and the expected approval time up front, quoted in your local currency.
Repayments that fit
Repayments are collected automatically on scheduled dates, and paying on time improves the credit score you can share.
Education and housing
Education financing pays tuition directly to a verified school, and mortgage eligibility is calculated from your real activity.
How it works
Financing on gFinOS starts from activity you already have. Businesses see an eligible amount, the rate, the repayment schedule and the expected approval time before applying.
Consumers see personal loan offers, education financing and mortgage eligibility, all quoted in their local currency with the total cost shown up front.
Repayments are scheduled automatically from your account, and paying on time improves the credit score you can share with lenders and landlords.
Education financing supports enrolment verification with the school, so tuition can be paid directly to the institution once the place is confirmed.
Frequently asked questions
Short answers, written to be read aloud by voice assistants too.
Your eligible amount is calculated from the activity in your account, such as incoming payments and repayment history. You see the amount, the rate and the repayment schedule before you apply.
The expected approval time is shown with every offer. Many business advances are decided the same day because the activity behind them is already in your account.
You get a full schedule with the amount and date of each repayment and the total cost. Repayments are collected automatically from your account on those dates.
Yes. Repaying on time improves the credit score built from your account activity, which you can share when applying for larger financing, a mortgage or a tenancy.
Yes. Education financing checks enrolment with the school, then pays tuition directly to the institution once the place is confirmed, with repayments scheduled around your income.
Offers, repayments and the total cost are all quoted in your local currency, so there is no exchange-rate surprise later.
Ready in a few minutes
Your country, language and local currency are detected automatically. Zero fees for businesses, cashback for everyday spending.
Check what I can borrow