gFinOS in Heard Island and McDonald Islands
In Heard Island and McDonald Islands your gFinOS account works in Australian Dollar (AUD). Hold your money, send and receive it instantly, accept payments as a business, and earn rewards automatically — all from one account.
What you can do in Heard Island and McDonald Islands
Hold Australian Dollar
Your account holds Australian Dollar (AUD) as your everyday balance, with savings, rewards and credits in the same place.
Learn moreSend and receive instantly
Send money to anyone in Heard Island and McDonald Islands with a 12-digit account number, and receive money from any supported country — the rate and fee are shown before you confirm.
Learn moreAccept payments
Take payments by QR, tap, payment link or online checkout. Money lands in Australian Dollar straight away, with a receipt for both sides.
Learn moreEarn rewards automatically
Cashback, points and merchant offers apply themselves at the moment you pay. There are no coupons to hunt for.
Learn moreCommunity treasury and grants
A half-percent contribution on qualifying activity funds grants that communities in Heard Island and McDonald Islands can apply for, with every payout publicly verifiable.
Learn moreFinancing
Education financing, business advances and personal offers are shown with the amount, rate and repayment schedule up front.
Learn more
Words you will see
- 12-digit account numberThe 12-digit number every gFinOS account receives, used to receive money from anyone in any supported country.
- Local currencyThe everyday currency of your country, which is what every balance, price and payment on gFinOS is shown in.
- Instant settlementMoney reaching the receiver's account immediately instead of after a delay of days.
- Payment linkA shareable web link that lets anyone pay you a set or open amount.
- CashbackA share of an eligible purchase paid straight back into your account in your local currency.
- Cooperative TreasuryThe shared fund built from a 0.5% contribution that pays grants back into communities.